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Independent Solar Reports

Texas homeowner guide

Your solar company disappeared. Texas has new rules. Here is what they do, and what to do now.

Houston TV station KPRC 2 has now run three stories on Texas homeowners still paying for solar panels after the company that sold them stopped answering. At the same time, Texas started regulating solar sellers for the first time: registration with TDLR, a five-business-day right to cancel, a state disclosure form that must list dealer fees, and a rule on what a solar company must do before it shuts down. Here is what changed, what it means if you signed before it changed, and the steps that actually help.

Published October 14, 2026 · Updated October 14, 2026 · 12 min read
CountdownNovember 1, 2026: TDLR resumes enforcing the state solar disclosure form and 24-hour brochure rules
Short answer: if your Texas solar company went out of business or stopped answering
  1. Do not stop paying the lender on your own. The loan or lease usually survives the installer. Missed payments can hit your credit, and some contracts allow a lien on the home.
  2. Find out who actually holds your contract. It is usually a finance company or lease owner, not the installer. Their name is on your loan statement.
  3. Check the company's status on the Texas Comptroller and Secretary of State lookups, TDLR's registration search, and our bankruptcy tracker.
  4. Gather the paper: contract, loan agreement, any disclosure form, the sales proposal with promised savings, and 12 months of electric bills.
  5. File complaints with TDLR (contracts signed on or after September 1, 2025) and the Texas Attorney General (any date).
  6. Get your case looked at. Tell us what happened. We pass Texas requests to an independent consumer attorney at no charge, and the attorney decides whether you have a case.

What KPRC 2 found: companies that stopped answering

KPRC 2 in Houston has reported on Texas solar customers left without a company to call three times this year. Everything in this section is as KPRC reported it; the allegations are the homeowners' and have not been decided by a court.

Two details from that reporting matter for anyone in the same position. First, KPRC reported that Elios Solar was not one of the companies named in the Texas Attorney General's April 2026 investigation, which the AG's office said followed more than 100 complaints about savings claims, system performance, equipment and contract terms. A company does not have to be under investigation for you to have a claim. Second, the new state rules, as KPRC put it, "do not automatically erase problems" for people who already signed. That is true, and it is also not the end of the story; see what still protects you below.

Still paying for solar panels that do not work, and nobody answers the phone? Send us your situation. It takes about three minutes. We pass it to an independent consumer attorney at no charge to you; the attorney decides whether there is a case.

The new Texas solar law (SB 1036): what took effect when

Senate Bill 1036 (89th Legislature, 2025), the Residential Solar Retailer Regulatory Act, created Texas Occupations Code Chapter 1806 and put residential solar sales and leases under the Texas Department of Licensing and Regulation (TDLR). It covers contracts to sell or lease residential solar panels and solar shingles, with limited exceptions. The law rolled out in stages:

Date What took effect Source
2025-09-01Program begins. Contracts must include the required provisions (licensed electrical contractor named, permits and utility interconnection approval obtained by the seller) and the five-business-day right to cancel. If an affiliated or referred lender financed the deal, the contract must require that lender to cancel the loan when you cancel.TDLR
2026-07-01TDLR's program rules, 16 TAC Chapter 71, take effect (adopted by the Commission, published June 26, 2026).TDLR
2026-08-10Online registration opens for solar retailers (companies) and solar salespersons (individuals).TDLR
2026-08-21TDLR suspends enforcement of two rules until November 1, 2026: §71.41 (contract disclosures) and §71.43 (educational materials).TDLR
2026-09-01Registration required to sell or lease residential solar for pay. Prohibited acts in §1806.201 become enforceable: knowingly or recklessly false or misleading statements, falsely implying a utility or government affiliation, and soliciting at a home with a "No Soliciting" sign unless an occupant says otherwise.TDLR, KPRC
2026-11-01Enforcement of the disclosure-form rule (16 TAC 71.41) and the educational-brochure rule (16 TAC 71.43) resumes. TDLR's August 21, 2026 notice paused only those two rules; registration itself has been required since 2026-09-01.TDLR, KPRC

Penalties. Civil penalties can reach $2,500 per violation, capped at $50,000 for violations of a similar nature. If a court finds a person over 65 was harmed, the ceiling rises to $10,000 per violation and $100,000 for similar violations. TDLR can refuse or deny registration, and its executive director can issue warning letters and cease-and-desist orders.

Cancellation and refund orders. After notice and a hearing, the Texas Commission of Licensing and Regulation or TDLR's executive director can order a solar contract canceled and the money refunded, up to the amount the customer paid. Under the new rules, the contract must also require the retailer to pay off the loan balance if the Department orders the contract canceled. A refund through TDLR does not stop you from suing for other damages under other laws.

The seller answers for the salesperson. Retailers must reasonably supervise their salespeople, and the law makes the retailer responsible for violations its authorized salespeople commit. You can ask any salesperson for a name and TDLR registration number, and both the retailer's and salesperson's numbers must be on the contract.

The new TDLR disclosure form: dealer fees on paper, enforced November 1, 2026

The biggest practical change for future buyers is a two-page state form, TDLR's Consumer Disclosure Form (dated August 2026). Under §71.41 the salesperson must fill in every field, give it to you before you sign, and both of you sign it; its terms become part of the contract. Separately, §71.43 requires the salesperson to give you TDLR's residential solar brochure at least 24 hours before the contract is signed. The form asks for, among other things:

Hidden dealer fees (an average of 27 percent of the amount financed in the Michigan complaint, up to 35 percent in Kansas) are the single most common thread in the 2026 state attorney general solar lawsuits (all six cases here). Texas now makes the seller write that number down, on a state form, before you sign. A seller who leaves it blank or puts down a number that turns out to be false has created a record.

What a solar company must now do before it shuts down

This is the part of the new rules aimed squarely at the "company disappeared" problem. Under the retailer code of conduct in §71.50:

For contracts signed on or after September 1, 2025, a company that simply stops answering is not just leaving customers stranded; it may also be violating its registration obligations, which is a reason to file with TDLR and a fact an attorney will want to know.

Signed before September 1, 2025? What still protects you

Chapter 1806 applies to contracts entered into on or after its effective date, and TDLR's rules exempt contracts signed before September 1, 2025. Most Texans with a problem system signed earlier. The new law does not reach back, but older law still applies, and TDLR's own program page reminds sellers of it:

Time limits apply to these claims, and some run from when you discovered the problem. That is a reason not to wait.

Signed after September 1, 2025? Check your contract against the law

If your contract is dated on or after September 1, 2025, go through it with this list. Each "no" is worth writing down.

If your solar company disappeared: the steps, in order

  1. Keep paying, for now, and say so in writing. Stopping payments without advice risks your credit, collection, and in some contracts a lien. If you dispute the debt, put the dispute in writing to the lender and keep a copy.
  2. Identify who holds the contract. Your monthly statement names the lender or lease owner. That company, not the installer, is who you deal with now, and often who an attorney looks at first.
  3. Confirm whether the company is really gone. Search the Texas Comptroller's taxable-entity database and the Texas Secretary of State for the legal name (it may differ from the brand name, as KPRC found with Elios Solar and Syngulf Energy LLC). Check TDLR's license search and our bankruptcy tracker. If there is a bankruptcy, there may be a claim deadline.
  4. Get the system looked at by someone else. Pull production data from the monitoring app if you have it. Equipment warranty claims go to the manufacturer; our installer-out-of-business guide covers who to call for each brand.
  5. File complaints. With TDLR if you signed on or after September 1, 2025, and with the Texas Attorney General's consumer protection division either way. Complaints build the record that drove the AG's April 2026 investigation.
  6. Talk to a consumer attorney before you sign anything new, including "solar exit" or debt-relief offers that charge upfront. Start here.

What an attorney will want to see

Solar cases are won or lost on documents and numbers. Before you talk to anyone, put these in one folder:

The gap between promised and actual production, measured against your real bills, is usually the core of the damages. SolarDisclosure builds that comparison from permit, lien, production and utility-rate data, and can document a system's history for you and your attorney.

Texas homeowner left holding the bill?

Tell us the company, the lender and what went wrong. We pass Texas requests to an independent consumer attorney at no charge to you. The attorney decides whether you have a case.

Get legal help

FAQ

My solar company went out of business. Do I still have to pay the loan?

In most cases the loan or lease is with a separate finance company and does not end when the installer closes. Do not stop paying without advice. Depending on how the loan was arranged, claims against the seller may be raised against the lender; an attorney can tell you whether that applies to you.

What is TDLR's role in solar?

Since SB 1036, TDLR registers residential solar retailers and salespeople, takes complaints, and can penalize sellers, refuse registrations, and after a hearing order a contract canceled and money refunded. It covers contracts signed on or after September 1, 2025.

Can I cancel a solar contract in Texas?

For contracts covered by the new law, yes: by written notice on or before the fifth business day after you signed, without penalty. If the seller arranged your loan, the contract must require the lender to cancel the loan too. After the five days, cancellation depends on the contract and on whether the seller broke the law.

What is the new TDLR solar disclosure form?

A two-page state form the salesperson must complete and both of you sign before the contract. It lists total payment obligation, dealer fees and seller's points, lien risk, production estimates, arbitration, and who pays for repairs. TDLR resumes enforcing it on November 1, 2026.

The new law came after I signed. Is there anything I can do?

Yes. The Deceptive Trade Practices Act, Business and Commerce Code Chapter 115, the Truth in Lending Act and the FTC Holder Rule all predate SB 1036. You can also complain to the Attorney General, whose office opened an investigation in April 2026 after more than 100 complaints.

How do I check whether a solar salesperson is registered in Texas?

Ask for their name and TDLR registration number; the law requires them to give it to you. Then look it up in TDLR's license search.

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